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Auto Accident Attorneys The long-term effects of a car accident can cause you to be faced with costly medical bills, a lower income and pain and suffering. The person responsible for the accident should be held accountable for the loss. A New York City auto accident lawyer can assist you in obtaining full compensation for your losses. A skilled attorney in car accidents can also help you avoid unreasonable denials by insurance companies. Distracted driving Every driver is responsible to operate their vehicle in a safe manner and keep their attention focused on the road. Distracted driving is the leading cause of collisions and near-collisions and can be incredibly dangerous for other drivers on the road. If auto accident lawyer lafayette 've been injured due to distracted drivers you could be legally entitled to compensation. Although many people think of texting and talking on the phone when they hear the term distracted driving it's actually any activity that requires your hands off the wheel, eyes off the road, or takes your mind off the task at the present moment. This includes eating, reaching for items in the car, interacting with other drivers as well as adjusting the controls on the dashboard like the temperature or radio or personal grooming, such as shaving or applying your makeup, and much more. According to research conducted by the National Highway Traffic Safety Administration and Virginia Tech Transportation Institute, about 80 percent of all crashes and 65 percent of close-collisions involve some type of driver distraction. And even just taking your eyes off of the road for five seconds at 55mph doubles your chance of being involved in a crash. An experienced auto accident lawyer can help if you have been injured in an accident caused by an unintentionally distracted driver. They will investigate your case and present most persuasive arguments for full compensation which includes covering all of your current and future expenses. Car crashes Car accidents can come in a variety forms including simple fender benders to catastrophic head-on collisions. The type of collision determines who could be responsible, as well as the extent and severity of the injuries suffered by victims and the amount of financial losses. According to the National Highway Traffic Safety Administration's (NHTSA) statistics the driver's error is a leading driver's fault in motor vehicle accidents. Even the slightest distraction such as flipping through radio stations applying makeup or reading a map – can result in a serious accident. Other common causes of car accidents include reckless driving, speeding, drunk driving, poor road conditions and weather, as well as older or inexperienced drivers. A New York City car accident lawyer will examine your case to determine the parties accountable and determine the severity of your financial and physical injuries. They can also negotiate a fair settlement with defendant's insurer. A seasoned auto accident attorney will help you obtain the compensation you're entitled to for your injuries and losses, including past and future medical costs, lost earnings, physical and emotional stress, and other damages. They can also make sure that your claim is covered by coverage for under-insured or uninsured motorists when necessary. This is particularly important if the at-fault driver does not have insurance, or has only the minimum coverage required under New York law. Uninsured or underinsured drivers Some drivers don't have insurance, while others have minimal coverage. It is difficult to obtain the compensation you are due if an uninsured motorist causes a collision. In these situations, you should have a qualified legal advocate working to help you achieve your goals as well as the goals of the insurance company. When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of coverage is usually part of a full-coverage insurance policy, and it will provide you with vital security in the event of an accident. The procedure for filing UIM/UM is the same as the traditional claim for auto accidents. This usually involves submitting copies your medical bills and auto repair bills. The insurance company will evaluate these and other documents to determine whether your losses are within the limits of the coverage of the other driver. It is recommended to speak with an New York City car accident lawyer as soon as you can after the crash and make an UIM/UM claim immediately and especially when the other driver claims that they don't have or have insufficient insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss. Property destruction If your vehicle was damaged in a collision then you may be able to pursue compensation for the repairs by contacting the insurance company. Our lawyers can help you in submitting a claim to recover financial and non-economic expenses, like medical bills and lost wages. You may also be able to receive compensation for your pain and suffering. We will record every physical evidence you have in your case. This includes taking photographs of the scene of the accident and your property, as well as any damage, like cracks and dents. We will also take note of any police reports or accidents and any witness information. The law in New York State is comparative negligence meaning that even if found to be partly responsible for the incident and you are found to be partially responsible, your damages will be reduced by the proportion of liability attributed to you. The defendant may also be found to be entirely responsible for the incident and therefore is not entitled to any form of compensation. Do not provide any written or oral explanations to representatives of insurance companies of the parties who are at fault as they may be used later in court to smear you. It is also essential to consult a doctor right away after an accident, as some injuries take a long time to manifest and could be used against you if you try to get compensation for your injuries later on.